Going to school is normally a good idea, but there are not ordinary times. In fact, this is a time when college graduates are waiting tables and parking cars. It is a time when jobs tend to be few and far between. That degree is not a good investment of your time or money.
Forget the official 9.5% figure, because real unemployment is 16.8% and rising. Please remember that we are moving near the 25% unemployment of the great depression of the 1930's and could see years of sadness ahead of us. This is not a mild depression and is already worse than a severe recession.
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